Coverage
If the insured unfortunately suffers from a covered Dread Disease, the policyowner will receive 100% of the Dread Disease sum insured. In the case that the insured suffers from an Early Stage Dread Disease, the policyowner will receive 25% of the Dread Disease sum insured or HK$240,000 or US$30,000, whichever is lower, and the Dread Disease sum insured will be reduced correspondingly.
- Additional Benefit
The sum insured of the Basic Plan to which this Rider is attached will remain unchanged after payment of benefits under this Rider.
- Prepayment Benefit
The sum insured of the Basic Plan to which this Rider is attached will be reduced by the amount of benefits paid under this Rider.
Premium
Premium remains level for a period which is the same as the premium period of Basic Plan to which this Rider is attached
Issue Age
Same as the Basic Plan to which this Rider is attached
Benefit Period
Same as the Basic Plan to which this Rider is attached
